Work Out How Much Equity You Can Release
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LTV and Potential Borrowing
Welcome to our Loan To Value and Potential Borrowing Calculator. This tool helps you determine how much equity you can release from your property based on its current value and mortgage balance. Whether you’re looking to borrow more for home improvements, consolidate debts, or fund a new investment, this calculator will show you your current loan-to-value (LTV) ratio and how much additional borrowing you may be eligible for. Simply enter your property details, select the maximum LTV you want, and get instant results to guide your financial decisions.
How It Works
This calculator helps you determine how much additional borrowing you may be eligible for by assessing your current equity and loan-to-value (LTV) ratio. By inputting your property’s current market value and the outstanding mortgage balance, the calculator works out your current LTV, which is the percentage of your property that is financed by your mortgage.
You can also select a maximum LTV percentage to see how much you might be able to borrow in total. The calculator then calculates the maximum borrowing amount based on your selected LTV, and the potential additional borrowing—the amount you could borrow above your existing mortgage.
These metrics help you understand how much equity you have in your property and how much more you could potentially borrow, providing useful insights for home improvements, investments, or refinancing. Always ensure your property and mortgage details are accurate, and consult your lender for their specific LTV limits.
Important Information...
This information is generated by a computer and is based on certain assumptions, with results rounded for simplicity. This calculator is intended to provide a general estimate.
It’s essential to obtain a specific quote from your lender and verify the figures independently before making any decisions. We cannot be held responsible for any inaccuracies.
